Are you a small-to-medium-sized enterprise struggling to pursue ambitious growth strategies because you lack financial backing? This is where post-commencement finance (PCF) can help. PCF allows you to cover critical expenses and invest in key growth areas without compromising your long-term vision....

In 2024, South African small businesses are operating in an economic landscape marked by high unemployment rates, fiscal constraints, the ongoing impact of the global pandemic, upcoming elections, and wars within and beyond our country’s borders. Amidst these challenges, businesses are pursuing fi...

Financial management becomes more challenging as you grow your business. According to Forbes, 70% of small and medium-sized enterprises (SMEs) face significant hurdles in scaling up their operations. Moreover, it’s actually cash flow that 60% of SMEs consider a consistent barrier to their growth (...

IBM reports that 50% of companies that adopted artificial intelligence (AI) for cash flow forecasting experienced a 20% (or more) decrease in forecasting errors. In the realm of financial management, where every cent counts (literally), the value of AI cannot be overstated. AI and machine learning (...

The factoring market is expected to experience an impressive Compound Annual Growth Rate (CAGR) of 5.99% between 2022 and 2028. This supports what the experts predict: that the factoring market is growing, and as 2024 approaches, factoring companies will need to adapt to the challenges and opportuni...

Cash flow is a common struggle among small businesses; 82% of failed businesses cite cash flow problems as a significant contributor, while a global study reveals that 61% of small businesses battle to maintain cash flow. However, there is a lifeline: invoice factoring. Invoice factoring can turn yo...

With small to medium enterprises (SMEs) comprising about 98.5% of all businesses in South Africa, their financial stability is more than a private concern- it’s a national imperative. Yet, traditional avenues for gaining liquidity, such as overdrafts and bank loans, are increasingly proving to...

As 2022 begins, what are your business goals for the year ahead? If you’re planning to expand, explore new opportunities or simply keep your finances healthier than they were last year, here are three top tips. 1. Protect your cash flow No matter what industry you’re in, having ready access to c...

When you start a small business many processes need to be established and nurtured to create a stable structure from which the business can grow. Managing the financial health of your small business is crucial to creating this strong foundation. Understanding how to manage your company’s finance...

Businesses may find themselves in financial distress for several reasons. Of course, in some cases there are fundamental failures, which cannot be rectified. In many others, however, it is the culmination of several unfortunate circumstances. With the right support, these businesses can get back o...