Does your business require working capital?

We have been providing working capital solutions for over 25 years

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What is invoice financing?

Where do you go when the banks say no?

Our independence, experience and flat organisation structure means that, unlike the banks, we are innovative, flexible and committed.

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Making all the right moves for you

There are simple steps you could take to free up cash within your business. Speak to us via our office in Cape Town, Johannesburg or Durban.

Our Satisfied Customers

Our service offerings for your company

Invoice Financing/Factoring

Combine flexible finance, linked to turnover, with a professional Debtor Administration and Credit Control Service.

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Trade/Stock Finance

Designed for the growing business, Trade Financing enables a business to increase its working capital by funding the operating cycle.

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Bridging Finance

A specialist service available to sound, established companies with efficient sales ledger administration and collection routines.

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Merchant Factors has partnered with one of SA's largest insurance brokerages to bring you a complete insurance solution for both short-term and life cover.

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Business Rescue Finance

Post Commencement Financing available for companies in business rescue to assist in the business rescue process.

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